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Health Insurance Nova Scotia
Trusted Health Insurance broker

Personal Health Insurance Nova Scotia

Providing health insurance coverage in Halifax, and across all of Nova Scotia

Health Insurance Nova Scotia - Patrick Mciver - Halifax

Health issues are one of the most unpredictable events of life. It’s a scary situation when your particular medical needs aren’t covered by government programs. The best way to ensure complete coverage is by attaining private health insurance. Private plans offer health benefits that cover your and your family’s medical needs at every stage of your life. Regardless of your financial standing, a health insurance plan from Medavie Blue Cross will provide excellent coverage for you and your loved ones.

Types of Health Insurance Plans

There are three main categories of health insurance plans. Our consultants at McIver Insurance will help you understand these products and assist you in picking the most suitable plan.  With the limited provincial health care coverage, all Canadian citizens must get private health coverage to fill in the gaps.

Personal Health Insurance

  • Personal health insurance helps with expenses that aren’t covered by provincial plans.
  • Personal health insurance allows you to handpick your medical needs such as prescription drugs, dental care, and additional health care options.

 

Critical Illness Insurance

  • Critical illness insurance pays a tax-free amount if you are diagnosed with a life-threatening disease.  
  • If you end up being diagnosed with a covered illness, you’d receive the entire pay-out after a waiting period, which you can spend any way you want.

 

Disability Insurance

  • In the case you become disabled and can’t work, this insurance will cover your entire income.
  • Disability insurance is further categorized into different types of coverage plans.

Elements by Medavie Blue Cross

Elements is a flexible healthcare plan introduced by Medavie Blue Cross. This plan can be assorted and mixed to meet the specific medical needs of different individuals.  Elements allows you to get customized health care coverage that best meets your budget and your medical requirements.  Health emergencies aren’t restricted by age or financial independence, and neither is this plan. You can be a student, a young entrepreneur, or just someone at the start of your career, this plan will have you covered. With the changes in your life, you can subsequently make changes in your health coverage plan too. 

At McIver Insurance, we are the agent of Medavie Blue Cross, which allows us to bring this accommodating health care plan to you. Our insurance broker, Patrick McIver is committed to shaping the most fitting plan for our clients, and that too at an affordable cost. What’s more, is that we stay in touch with you so that you can easily make changes in your plan after life-changing events in your life. Be it marriage, divorce, children, parents, etc., we are that Halifax insurance company that will stay by your side. 

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Elements is a flexible healthcare plan introduced by Medavie Blue Cross. This plan can be assorted and mixed to meet the specific medical needs of different individuals.  Elements allows you to get customized health care coverage that best meets your budget and your medical requirements.  Health emergencies aren’t restricted by age or financial independence, and neither is this plan. You can be a student, a young entrepreneur, or just someone at the start of your career, this plan will have you covered. With the changes in your life, you can subsequently make changes in your health coverage plan too.

At McIver Insurance, we are the agent of Medavie Blue Cross, which allows us to bring this accommodating health care plan to you. Our insurance broker, Patrick McIver is committed to shaping the most fitting plan for our clients, and that too at an affordable cost. What’s more, is that we stay in touch with you so that you can easily make changes in your plan after life-changing events in your life. Be it marriage, divorce, children, parents, etc., we are that Halifax insurance company that will stay by your side.

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Entry

60% Coverage

Health Insurance

Dental Insurance

 

Essential

70% Coverage

Health Insurance

Dental Insurance

Enhanced

80% Coverage

Health Insurance

Dental Insurance

Health and Dental Insurance Plans

Elements by Medavie Blue Cross provides flexible health & dental plans that allows you to choose the benefits you want to meet your needs and budget.  Your plan can also change as you go through life’s stages.

Extended Health Care Benefits

Extended Health Benefits Nova Scotia
  • Vision Care / Optometric Services
  • Hearing Aids
  • Orthotics
  • Ambulance Coverage / Medical Emergency
  • Semi-private room / Hospital Services
  • Medical Equipment Expenses
  • Accidental Dental
  • Practitioner Services
  • Medical Travel Insurance (Out of Country)

Drug Coverage

Drug Coverage Nova Scotia Health Insurance
  • Prescription Drug Coverage
  • Birth control
  • Smoking cessation 
  • Fertility Drugs
  • Allergy Serum
  • Vaccines

Dental Coverage

Dental Coverage Nova Scotia(1)
  • Dental exam & cleaning
  • X-Rays
  • Fillings
  • Extractions
  • Root Canals
  • Periodontal services
  • Major Dental
  • Orthodontics

Have questions on how it all works?

Halifax Health Insurance: What’s the Best Plan?

Personal Health Insurance Nova Scotia - Halifax

Most Halifax health insurances are for life, which raises the question, are your insurance providers equipped to accommodate as your life and your circumstances change? Another quite important question to raise is, with so many insurance companies in the market, what makes Medavie Blue Cross stand out? Is it easy to determine that you are getting the best value out of your plan? Is your plan flexible and convertible and will allow you to include family members and different health care coverage along the way? You’d know you have chosen the best healthcare plan when it gives you the answers you want to hear.

HEALTH INSURANCE NOVA SCOTIA FAQS

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Proudly Serving all areas of NS and Atlantic Canada 

Amherst / Antigonish / Bedford / Bridgewater / Chester / Coleharbor / Dartmouth / Digby / East Hants / Halifax / Liverpool / New Glasgow / New Minas / Port Hawkesbury / Sackville / Sydney / Truro / West Hants / Yarmouth