Group Insurance Benefits Nova Scotia
Give your team the protection they deserve.
Why Use an Employee Benefits Brokerage?
Reasons you need Employee Benefits
Retain and Attract Top Talent
When an employee chooses a company to stay in, they aren’t just looking at the monthly paycheck, but at a lot of things. One of the biggest incentives for people to stay in a company for a long time is the benefits that come with it. And what’s more, new talents are also attracted to a business for the very same reason. Health coverage, dental coverage, a good environment, and peace of mind is what increases employee satisfaction level and decreases turnover. As a business, you can provide it all to your employees, via attractive group benefits.
Protect Your Most Important Asset
Many people learn skills, but talent and experience are invaluable and that’s what makes the employees important. As a business owner, your employees’ satisfaction and their health are your top priority. It’s no doubt that Canada’s national healthcare program has one of the best medical coverage, but some situations and events make it fall short. To fill in the protection gap and to ensure that your employees and their dependents are protected is a smart move. When you provide comprehensive coverage for employees, they are hard-pressed to switch to a new workplace.
Maintain High Levels of Productivity
We believe in the fact that happy employees make productive employees, and business owners, the world over, will agree with us. Happiness, at its core, is related to peace of mind. When you offer extended health benefits, life insurance plans, and dental coverage to your employees, they live their life with the knowledge that they and their loved ones are well taken care of. Additionally, if they ever feel down, suffer from mental illness, or physical pain, they have the sources to get the help they need. In turn, you get happy and focused employees at work, every day.
Build a High Level of Morale and Loyalty
Human nature is simple. You look out for someone, and they’d look out for you. When you genuinely care and offer excellent insurance coverage for employees, they’d notice and remember that. This builds an environment of trust and loyalty between the employers and the employees, which further leads to a very positive work environment. When there is such a high level of morale within a company, success is inevitable and so is the long-term retention of employees. On the contrary, disregard for employees and lack of concern for their well-being breeds a culture of negativity and mistrust between the two parties.
Benefits for Small Business by Medavie Blue Cross
Designed for 2-10 Employees
Benefits for Small Business is an affordable health & dental plan for companies with 2-10 employees giving them the protection they need and expect while maintaining cost-efficiency for business owners
- Comprehensive life benefit plans at competitive price ranges in Nova Scotia
- Extended health benefits include vision care, dental care, disability coverage, prescription drug, travel insurance, and more.
- Choose from three plan options, Entry, Essential & Enhanced.
- You are pooled with other small businesses
- No deductibles or lengthy medical forms required
- Completely digitized process for ease-of-access and convenient on-the-go application and claims
- No middle-man needed for payment of claims
- Gain access to virtual health care facilities at your preferred rates
- Straightforward activation process so that your undivided attention stays on your business
- An option to choose the health-spending account and employee-paid optional coverage
Request a FREE Quote
Additional Features
What will your employees get?
Employee Group Benefits Products
Life Insurance Coverage
A life insurance plan offers a tax-free amount to the family in the case the employee suffers from an untimely/unexpected death
Accidental Death & Dismemberment
Accidental Death and Dismemberment (AD&D) Insurance allows the dependents and the family of the employee to get back on their feet and become financially strong in the event of accidental death of the employee. This insurance keeps the family financially covered.
Dental Coverage
Dental coverage offers an 80% reimbursement for all basic dental procedures. Major dental surgeries and restoration procedures are only included in the essential plans and are not covered in the entry-level plans.
Prescription Drugs
Prescription drug benefits cover the cost of qualified prescription drugs, which includes a maximum coverage of $3,000 under the entry plan, $5,000 under the essential plan & $20,000 under the Enhanced plan per person per year with an 80% reimbursement level. The prescription drug cap is for Benefits for Small business plans, with a traditional benefit plan of more than 10 employees you can have unlimited drug coverage & all customization options available to suit your benefit requirements
Travel
Be it business or personal, your employees need safety and protection every time they travel. Travel Insurance plans offered by McIver Insurance include:
- 100% Reimbursement level
- Travel maximums
- Out of country referrals
- Trip cancellation and interruptions
Extended Health Care
The extended healthcare plan offered by Medavie Blue Cross Halifax provides the following coverage:
- Ground and air ambulance service anywhere in Canada
- Diagnostic tests and reports
- Hearing aids
- Medical bills for the treatment of chronic diseases
- Nursing care
- Oxygen
- Prescription Drugs
- Dental care needed in case of an accident
- Custom orthodontics and orthopedic shoes
- High-quality medical equipment
- Cost of hospitalization
- Mobility aids and orthopedic
- Prostheses
- Miscellaneous medical services and supplies
Have questions on how it all works?
Group Benefits Halifax FAQS
Proudly Serving all areas of NS and Atlantic Canada
Amherst / Antigonish / Bedford / Bridgewater / Chester / Coleharbor / Dartmouth / Digby / East Hants / Halifax / Liverpool / New Glasgow / New Minas / Port Hawkesbury / Sackville / Sydney / Truro / West Hants / Yarmouth