Critical Illness Insurance Nova Scotia
Financial protection against cancer, heart attack & stroke.
There are many types of insurance coverages in the marketplace, and it can be overwhelming to decide which coverage is right for you. There’s Life, Health, Home, Auto, Dental & Liability insurance just to name a few. But, there are only a few specific types of coverage options that can pay yourself in the event of an illness. Critical Illness is the answer. Let’s take a deeper dive into this product.
What is a Critical Illness Insurance?
Critical Illness is designed to help you recover financially from an illness. If you survive 30 days after being diagnosed the one-time tax-free lump sum payment will be made directly to you to help with any treatment or missed time at work. How often do you hear stories about loved ones getting diagnosed with Cancer and having to miss time at work to recover or withdraw funds from their RRSP to help with the ongoing medical cost’s. Unfortunately, these stories are becoming far too common. This is where Critical Illness insurance can help. Let’s look at a few of the illnesses that are typically covered in a standard policy.
Common Covered Conditions
Cancer (Life Threatening)
Benign brain tumor
Stroke
Dementia, including Alzheimer’s disease
Heart attack
Multiple Sclerosis
Motor neuron disease
Acquired brain injury
Kidney failure
Heart valve replacement or repair
Loss of limbs
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We have been dealing with McIver Insurance for many years. They provide us with exceptional service and Patrick is easy to work with and very quick to respond to any requests or questions we have. Great company and we highly recommend them for your health and life insurance needs.
Michelle CookNovember 21, 2025
Pat is extremely knowledgeable, professional, well spoken and genuinely just trying to assist his clients in making their best decisions in a complicated industry. We would provide the highest recommendations to our friends, without any hesitation.
Karen SteevesNovember 6, 2025
Pat was wonderful to work with. He helped us every step of the way and answered all our questions immediately. He was available anytime we wanted to run something by him. He was always polite and professional. In fact, I have never had the pleasure of working with someone who went above and beyond to the extent Pat did. He will work hard to find you the best insurance to fit your needs. I highly recommend the McIver Insurance, and I will work with Pat again for all my future insurance needs.
BrendaSeptember 17, 2025
Pat was knowledgeable and responsive. I appreciated his patience in explaining my benefit options and prompt follow up response to any questions I had. I would recommend McIver Insurance to anyone looking for a broker to assist them with services. Thank you, Pat!
Zita MacDowAugust 1, 2025
Pat has always been there to make sure we have the right plan for our needs whether medical or travel.
Christopher OuelletteJuly 31, 2025
Pat has been a valuable asset with his knowledge and guidance. I would highly recommend!
Bradley ShawMarch 18, 2025
Why you need Critical Illness Coverage
Proudly Serving all areas of NS and Atlantic Canada
Amherst / Antigonish / Bedford / Bridgewater / Chester / Coleharbor / Dartmouth / Digby / East Hants / Halifax / Liverpool / New Glasgow / New Minas / Port Hawkesbury / Sackville / Sydney / Truro / West Hants / Yarmouth