Life Insurance for Seniors vs. Young Adults: What You Need to Know
Key Takeaways Age Isn’t Just a Number When It Comes to Life Insurance If you’re thinking about life insurance for the first time, your age has a lot to do with what’s available to you. The older you get, the fewer options you have and the harder it is to get the coverage you want. […]
How to Choose the Right Life Insurance Based on Your Family’s Needs
Life insurance isn’t always the easiest thing to talk about, but it’s one of the most powerful ways to protect the people you love. Whether you’re a new parent, caring for aging parents, or starting to build a future with your partner, choosing the right life insurance plan can bring real peace of mind. Let’s […]
What Happens if I Outlive My Term Life Insurance?
Unlike permanent life insurance, term life insurance only lasts for a pre-set period, usually 10, 20 or 30 years. If you die within that period, your beneficiaries receive a death benefit. However, if you outlive your term life insurance policy, the policy expires, and you receive nothing. That is, unless you had opted for specific […]
Group Benefits vs. Health Spending Accounts (HSA): Which is Better for Your Team?
41% of Canadians receive benefits through an employer plan, whether that be through group benefits, health spending accounts, or a combination of both. But what are group benefits and HSAs? How effective are these plans in helping attract and retain top talent? And which is better for your team? Let’s find out! Key Takeaways: What […]