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A financial advisor will recommend every person accumulate financial resources of at least seven to ten times their annual income. The life insurance options and benefits you choose will have an impact on the exact death benefit your loved ones will receive at the time of your demise.  Different factors like any debts, loans, mortgages, […]

It is important to understand what is life insurance in order to correctly analyze different life insurance products and life insurance premiums charged by life insurance companies.  Life insurance provides a death benefit to the life insurance beneficiary when you pass away. Some types of life insurance policies have cash value while others don’t. Cash […]

What is traditional life insurance in Nova Scotia? Life insurance pays a tax-free lump sum payment to your beneficiary when you pass away.  This can be used for final expenses, income replacement or leaving money for the children’s educational fund.  Life insurance comes in two forms with a variety of product offerings, Term & Permanent […]

A term life insurance policy and a whole life insurance coverage policy are two of the most common types of life insurance policies. The financial protection offered by life insurance companies can help beneficiaries meet financial obligations such as funeral expenses as well as make the right legal and financial decisions after the death of […]